Cellulant’s Tingg platform offers merchants a single API to collect and disburse funds across 24 African markets, removing the need for separate integrations with each local bank or mobile‑money provider.

The service connects more than 120 banks, 47 mobile network operators and over 600 enterprise merchants, processing roughly 4.5 million transactions each day.

To handle this volume, Cellulant migrated about 95 % of its computing workload to Amazon Web Services, moving away from legacy data centres that limited capacity and procurement speed.

Chief Product and Technology Officer Michael Muriuki says the AWS move enables rapid scaling, quick experimentation with new services and entry into new markets without months‑long infrastructure set‑up.

Uptime improved from about 99.90 % on legacy systems to 99.98 % on AWS, cutting unplanned downtime from roughly nine hours per year to under two, while critical services now achieve 99.99 % availability.

Latency on key workloads fell from around three seconds to under 20 milliseconds after the migration.

Cellulant’s AWS stack relies on Amazon Elastic Kubernetes Service for its containerised micro‑services, EC2 for compute, migration tools to retire legacy systems, and Amazon Quick for transaction monitoring and analytics.

Cost discipline is embedded in engineering culture; teams use dashboards, savings plans and auto‑scaling configurations to ensure expenses rise proportionally with business value or transaction volume.

Leveraging a 15‑year payments data set, Cellulant is building AI‑driven fraud detection, merchant intelligence and credit‑scoring tools on AWS, and piloting Amazon Quick as an AI‑assistant to boost internal productivity.

Muriuki summarises the company’s ambition: “Our goal is to make payments the easiest part of doing business in Africa.”